Financial Services Advisories LLC

 Marshall V. Davidson

 Financial Services Advisories LLC

 451 Forrest Hill Drive

 San Antonio, Texas 78209

 mvd@financialservicesadvisories.com

 210-621-5420

 James G. Valeo

 Financial Services Advisories LLC

 600 Cote Lane

 Missoula, Montana 59802

 jgv@financialservicesadvisories.com

 406-544-2172